Compare Boat Loans Interest Rates

Better finance.
Better loans.

Trusted by over 50,000 Australians

  • No impact on credit score
  • Low rate boat finance
Our Car Finance Partners Our Car Finance Partners
Google excellent rating
Katherine Gundry
Katherine Gundry
9 December 2024
Trustindex verifies that the original source of the review is Google.
Great customer service. Brenton was amazing to deal with, very efficient, polite and responded promptly. Communication was excellent and couldn't recommend Jade Finance any more highly. Thanks Brenton for the great outcome!
Steve
Steve
7 December 2024
Trustindex verifies that the original source of the review is Google.
Jack from Jade was a very responsive and communicated really well. Jade Finance made the process really seemless.
Mick Edwards
Mick Edwards
6 December 2024
Trustindex verifies that the original source of the review is Google.
James was a very proactive communicator and the whole process with these guys was easy. Highly recommended
Leon
Leon
4 December 2024
Trustindex verifies that the original source of the review is Google.
Chase was professional and superb. Great service and understanding
kane mumford
kane mumford
1 December 2024
Trustindex verifies that the original source of the review is Google.
Aaron was awesome to deal with, got it done. Recommend these guys.
Shelly Martin
Shelly Martin
1 December 2024
Trustindex verifies that the original source of the review is Google.
Josh from Jade Finance has been brilliant to deal with, making the purchase of our dream van a fantastic experience. From our initial conversation Josh was polite and professional. He’s communication was always clear and he took the time to explain next steps. Thank you Josh we wouldn’t hesitate to recommend you and Jade finance. Shelly & Gavin
Adam Hassett
Adam Hassett
30 November 2024
Trustindex verifies that the original source of the review is Google.
Easy process, great company to deal with , they did all the leg work and made it really easy and issue free, Luke and all the people at jade were great, and can't recommend them.highly enough, Thank you for all your great work Ads
Garry wilson
Garry wilson
30 November 2024
Trustindex verifies that the original source of the review is Google.
Scott at Jade Finance is a pleasure to do business with. Very Professional, Simple and easy process. Very Happy Customer.
Tarsha Froude
Tarsha Froude
24 November 2024
Trustindex verifies that the original source of the review is Google.
Dave at Jade Finance made the process really easy. Excellent communication every step of the way. Highly recommend Jade Finance!
Boat Loans Australia

Boat Finance

Are you interested in getting out on the water but need help figuring out where to start? Marine finance with Jade Boat Loans can get you into the boat of choice fast. In Australia, boating is incredibly popular, but getting the funds to buy a boat can be challenging for some people. Jade aims to change this and make boating available to everyone.

Start quick quote

Australia's best boat finance. Get your rate today.

No Credit Check Performed | 2 Min Quick Quote

Compare Boat Finance interest rates

Are you eligible for
low-rate boat finance?

Simply answer the questions that follow to see if you qualify:

Get Free Quote

No Credit Check Performed | 2 Min Quick Quote

Google excellent rating
Secured Boat Loans

Loans suited for all boats & jetskis

If you're looking to buy a powerboat, jet ski, yacht, or any type of watercraft, you can apply today for a secured loan with reasonable monthly repayments. Use our finance calculator to see your monthly repayments and discover what you can comfortably repay each month.

Get my rate

25 Years of excellence

How a Boat Finance with Jade Works

Boat loans offered through Jade can be used for a new or used boat. Our team has years of experience dealing with all marine lending in Australia, and we can select the best finance packages for you from more than sixty lenders. We are Australia's marine finance specialists. We will find the best comparison financing rates and even help you complete the loan application, which can make for faster approval.

No Credit Check Performed | 2 Min Quick Quote

Compare Boat Loans between lenders

Secured or unsecured loans?

A secured loan usually offers a better interest rate than an unsecured loan. However, choose an unsecured loan if you're looking to buy an older vessel.You can contact our loan specialist team to help determine what works best for your finance options. We'll take the information you send through and complete a loan comparison based on the loan amount requested. At Jade , you will find our competitive rates challenging to beat

Get started
Boat Loan Interest Rates
Google rating with FBAA Accreditation Google rating with FBAA Accreditation
This calculator is solely for illustrative purposes and is intended as a guide. It relies on the information you provide and should not be considered a quote or a pre-qualification. The interest rate offered to you may vary from the one shown here, depending on your individual circumstances. Repayment figures do not account for any lender fees and charges.
Our Car Finance Partners Our Car Finance Partners
Specialist Boat Finance from Jade

How boat finance with Jade works

Boat loans offered through Jade can be used for a new or used boat. Our team has years of experience dealing with all marine lending in Australia, and we can select the best finance packages for you from more than sixty lenders. We are Australia's marine finance specialists. We will find the best comparison financing rates and even help you complete the loan application, which can make for faster approval. Speak to our team

Compare Australia's best boat finance interest rates

Getting started is as easy as sending through your details and providing Jade with a few quick details. Our marine finance specialists will contact you and evaluate a fast finance rate comparision and you can decided if you wish for us to proceed with a loan approval. Speak to our team

Boat Finance options Comparison
Compare boat and jetski interest rates

The next steps for fast marine loan approval

Next, we’ll complete the loan approval process keeping you updated on the process. The loan be approved after the lender receives your application, they will process it and decide if your loan will be approved. Most applicants will receive an answer from their chosen lender in less than 24 hours. Speak to our team

Award Winning boat finance

Helping you Compare Boat Finance Interest Rates and choose the right loan.

Using Jade to find the best loan from over sixty Bank and Boat Loans Lenders.

Our team has the skills and contacts to ensure you get the best product from over sixty lenders. You can contact our team and start your application if you're after a Watercraft for business or personal use with low loan repayments, suitable loan terms, and lower interest rates.

Get a free Boat Loan Quote from Jade

Our services are used at no cost to you. A loan quote from our team will not affect your credit score, and there is no obligation to accept any loan offered. If you are happy with the finance quote offered, we'll start the application process and help you get into that new boat as fast as possible!

Australia's best boat finance. Get your rate today.

No Credit Check Performed | 2 Min Quick Quote

Boat Loans suited for business or personal use

Using Jade to find the best loan from over sixty Bank and Boat Loans Lenders.

Boat Loans and Finance

Jade has the solution whether you are after a watercraft for personal or business use. You can talk to our credit specialist team to find out the best options we have sourced from more than sixty different lenders.

We will use your details and uncover which loan suits your needs and which will likely approve your loan the fastest. All you need to do is provide some income details and the type of boat you're interested in buying.

We'll do the hard work of comparing loans to ensure you get the best loan from all we offer.

Business Marine Financing

You'll need to provide some business details when buying a boat for business purposes. A lender may request details about your income and how the vessel will be used. If you choose a secured loan, you also need to provide details about the boat and ensure an appropriate level of insurance covers it.

Personal Boat Loans

A personal boat loan is best when buying a boat for recreational use. To secure finance for recreational watercraft, you will need to provide details about your income and your personal situation including work history, living history, financial commitments or liabilities.

At Jade , we can secure a personal boat loan that works with your financial situation and offers you competitive interest rates. Our team find a loan that offers reasonable repayments, and our streamlined application process will get you on the water fast.

Google excellent rating
Our Car Finance Partners Our Car Finance Partners

Boat Finance FAQs

Jade Finance handles every loan individually, please feel free to contact us via email
or phone on 1300 000 008 to direct your specific issues to our consultants.

How much is boat finance? FAQ Arrow

There is no cost to you for using Jade to compare loans or to help you complete your application. Any fees or charges on your loan will be shown to you before you start the application process.

How long will most banks finance a boat?  FAQ Arrow

You can choose loan terms from one to seven years. The longer term you choose, the more interest you will pay assuming you do not make extra payments through the loan term.Regular repayments will be lower. You can use a loan calculator to help you decide which finance options are best.

How do I apply for a secured boat loan? FAQ Arrow

Applying for a boat loan with Jade is easy! You can send your details to our team using the contact form on our website, or you can call us directly on 1300 000 008. We'll use your details to show you your finance options and get you into the watercraft you want fast!

What can I purchase with a secured boat loan? FAQ Arrow

Lenders will have specific requirements on what can be purchased with a secured loan, and this is usually related to the age of the vessel you are buying. As a guide, if the vessel is under fifteen years old, it can be purchased using a secured loan. When applying for secured loans, it is best to have the vessel details available when you start your application. You can contact the Jade team for more details about what you can purchase using secured lending.

How long will it take to approve a boat loan?  FAQ Arrow

As we have a long-standing relationship with our lenders, your loan can be approved much faster by using our services. We understand the needs of our lenders and know the type of applicants they're seeking. This means that when you start your loan application with us, you're getting past the first few steps of the application process. For an accurate timeframe regarding your loan application, it is best to talk to one of our loan specialists.

Can I get unsecured personal loans for a used boat?FAQ Arrow

Yes, unsecured personal loans can be used to purchase a used boat. These can sometimes pbe a cheaper interest rate than secured when buying a used boat. Contact the Jade team to discuss your options and to find the finance package available to get the watercraft you need.

How do the interest rates differ for a secured boat loan?  FAQ Arrow

When you choose a secured loan, the interest offered by your lender can be less than if you opted for an unsecured loan. As the loan is secured against the boat of value, the risk to the lender is less, and they often offer a lower interest rate because of this reduced risk. However, if you are buying an older boat and wish to borrow more than the boat is worth (to cover extra items, such as life jackets, registration, etc.), your best option is an unsecured loan.

Can I still get Boat Loans with bad credit history? FAQ Arrow

Yes, it is still possible to secure a boat loan if you have a bad credit history. However, you may be limited in your choices of lenders. When people have a poor credit history, lenders may be cautious about approving their applications and offer them a reduced amount or a higher interest rate. This can also be very dependent on the credit issues.

All Content © Copyright Jade Finance 2024 | Privacy Policy | ACL: 484387