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Boat Finance
Are you interested in getting out on the water but need help figuring out where to start? Marine finance with Jade Boat Loans can get you into the boat of choice fast. In Australia, boating is incredibly popular, but getting the funds to buy a boat can be challenging for some people. Jade aims to change this and make boating available to everyone.
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Are you eligible for
low-rate boat finance?
Simply answer the questions that follow to see if you qualify:
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Loans suited for all boats & jetskis
If you're looking to buy a powerboat, jet ski, yacht, or any type of watercraft, you can apply today for a secured loan with reasonable monthly repayments. Use our finance calculator to see your monthly repayments and discover what you can comfortably repay each month.
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How a Boat Finance with Jade Works
Boat loans offered through Jade can be used for a new or used boat. Our team has years of experience dealing with all marine lending in Australia, and we can select the best finance packages for you from more than sixty lenders. We are Australia's marine finance specialists. We will find the best comparison financing rates and even help you complete the loan application, which can make for faster approval.
No Credit Check Performed | 2 Min Quick Quote
Secured or unsecured loans?
A secured loan usually offers a better interest rate than an unsecured loan. However, choose an unsecured loan if you're looking to buy an older vessel.You can contact our loan specialist team to help determine what works best for your finance options. We'll take the information you send through and complete a loan comparison based on the loan amount requested. At Jade , you will find our competitive rates challenging to beat
Get startedHow boat finance with Jade works
Boat loans offered through Jade can be used for a new or used boat. Our team has years of experience dealing with all marine lending in Australia, and we can select the best finance packages for you from more than sixty lenders. We are Australia's marine finance specialists. We will find the best comparison financing rates and even help you complete the loan application, which can make for faster approval. Speak to our team
Compare Australia's best boat finance interest rates
Getting started is as easy as sending through your details and providing Jade with a few quick details. Our marine finance specialists will contact you and evaluate a fast finance rate comparision and you can decided if you wish for us to proceed with a loan approval. Speak to our team
The next steps for fast marine loan approval
Next, we’ll complete the loan approval process keeping you updated on the process. The loan be approved after the lender receives your application, they will process it and decide if your loan will be approved. Most applicants will receive an answer from their chosen lender in less than 24 hours. Speak to our team
Australia's best boat finance. Get your rate today.
No Credit Check Performed | 2 Min Quick Quote
Boat Finance FAQs
Jade Finance handles every loan individually, please feel free to contact us via email
or phone on 1300 000 008 to direct your specific issues to our consultants.
How much is boat finance?
There is no cost to you for using Jade to compare loans or to help you complete your application. Any fees or charges on your loan will be shown to you before you start the application process.
How long will most banks finance a boat?
You can choose loan terms from one to seven years. The longer term you choose, the more interest you will pay assuming you do not make extra payments through the loan term.Regular repayments will be lower. You can use a loan calculator to help you decide which finance options are best.
How do I apply for a secured boat loan?
Applying for a boat loan with Jade is easy! You can send your details to our team using the contact form on our website, or you can call us directly on 1300 000 008. We'll use your details to show you your finance options and get you into the watercraft you want fast!
What can I purchase with a secured boat loan?
Lenders will have specific requirements on what can be purchased with a secured loan, and this is usually related to the age of the vessel you are buying. As a guide, if the vessel is under fifteen years old, it can be purchased using a secured loan. When applying for secured loans, it is best to have the vessel details available when you start your application. You can contact the Jade team for more details about what you can purchase using secured lending.
How long will it take to approve a boat loan?
As we have a long-standing relationship with our lenders, your loan can be approved much faster by using our services. We understand the needs of our lenders and know the type of applicants they're seeking. This means that when you start your loan application with us, you're getting past the first few steps of the application process. For an accurate timeframe regarding your loan application, it is best to talk to one of our loan specialists.
Can I get unsecured personal loans for a used boat?
Yes, unsecured personal loans can be used to purchase a used boat. These can sometimes pbe a cheaper interest rate than secured when buying a used boat. Contact the Jade team to discuss your options and to find the finance package available to get the watercraft you need.
How do the interest rates differ for a secured boat loan?
When you choose a secured loan, the interest offered by your lender can be less than if you opted for an unsecured loan. As the loan is secured against the boat of value, the risk to the lender is less, and they often offer a lower interest rate because of this reduced risk. However, if you are buying an older boat and wish to borrow more than the boat is worth (to cover extra items, such as life jackets, registration, etc.), your best option is an unsecured loan.
Can I still get Boat Loans with bad credit history?
Yes, it is still possible to secure a boat loan if you have a bad credit history. However, you may be limited in your choices of lenders. When people have a poor credit history, lenders may be cautious about approving their applications and offer them a reduced amount or a higher interest rate. This can also be very dependent on the credit issues.