Houseboat Loans - Compare Finance Interest Rates - JADE
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15 July 2024Jade Finance did a wonderful job providing the services needed for me regarding finance. Joe was super patient with me and was extremely helpful! He answered all my questions and updated me throughout my finance progress. I would 100% recommend this company as they value customer satisfaction!Trustindex verifies that the original source of the review is Google.14 July 2024Excellent financial service, with solid communication & follow-up provided throughout the process. My consultant Ryan was super & coordinated a great offer. I would have no hesitation to recommend Jade team.Trustindex verifies that the original source of the review is Google.14 July 2024Chris was very easy to deal with and kept me up to date at every step of finance process. Settlement was quick and hassle fee, highly recommended!Trustindex verifies that the original source of the review is Google.13 July 2024Really easy to work with if I had a problem or issue with the process just simply rang them up and they would have it sorted within a couple of minutesTrustindex verifies that the original source of the review is Google.8 July 2024Matt was exceptional! Very helpful and efficient. Excellent communication, very responsive. Overall had an incredible experience. Myself and two other family members recommend Matt to all our acquaintances.Trustindex verifies that the original source of the review is Google.7 July 2024Hugh from Jade Finance made the process of Finance our new caravan so simple, and hassle free Hugh kept us up to date the entire process and worked with our dealer to ensure a smooth settlement. Excellent communication, highly recommended! Thank youTrustindex verifies that the original source of the review is Google.6 July 2024Really helpful, got things over the line and helped me into a new ute. Highly recommendTrustindex verifies that the original source of the review is Google.6 July 2024We have used Jade for a couple of loans. Very helpful and easy to deal with.Trustindex verifies that the original source of the review is Google.6 July 2024Absolute pleasure to deal with, joe was a consumate professional . Knowledgeable and imformed. Thoroughly recommentdTrustindex verifies that the original source of the review is Google.5 July 2024Couldn't find better people to deal with even if I tried. Did everything for our van loan, even got extra warranty sorted and insurance. 10 out of 10. Definitely recommend 👌
Cruise in Comfort with Affordable Houseboat Loan Options
Houseboats are perfect for a long, leisurely holiday or a recharging, relaxing weekend getaway. While cruising on a houseboat is widely associated with hiring on a river or lake, the reality of owning your own presents many attractions to boaties over traditional craft. A more laid back cruising lifestyle, with a lot more space and without compromising on luxury. In addition, these crafts may present great value when purchased with our affordable lending options.
These types of watercraft are an ideal way to enjoy Australia’s extensive rivers, lakes, bays and coves and are available in many models. Specialist marine builders and manufacturers offer buyers a great selection when it comes to size, style, level of luxury and pricing. Jade Boat Loans offers buyers a great choice of lenders to ensure the finance will add that extra element of relaxation to every weekend getaway or holiday on your very own holiday-aboard craft.
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Jade Boat Loans: Your One-Stop Shop for Houseboat Finance
Simply answer the questions that follow to see if you qualify:
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Get Approved Quickly for House Boat Finance
- Prompt settlements
- Expedited delivery of your new vessel
- Quick quotes
- Fast approvals
25 Years of excellence
Compare Cheap HouseBoat Loans Interest Rates
We help marine buyers find the best credit offers from accredited banks and commercial credit providers. Our services ensure the cheapest interest rates for new and used crafts, with individual assessments for good and bad credit applicants. Contact our consultants for options and a hassle-free experience
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Streamline the Entire Process of HouseBoat Financing
As less popular vessels compared with trailerable half cabins, cruisers and many others, buyers may find it challenging to identify exactly which lenders offer credit for these craft. Banks, dealers, finance organisations and other credit options may shake their head when you describe the craft you’re buying. We don’t shake our head, we just nod ‘yes’ – no problem! Remove the challenge and confusion and simply present the solution – a cheaper credit offer. We’re a specialist marine lending broker service, offering credit for all types of boats through our accreditation with many lenders. Check out the big names and less well-known but equally important credit providers on our lending panel.
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More Choices, More Options, More Cheaper Rates
Having more choices is one of the key reasons we can achieve our cheaper rates. But we go beyond providing a lender selection for buyers to then research, contact and evaluate. We actually source and negotiate the cheapest offer and present it to you.
- Individually sourced and negotiated offers.
- Time-saving and hassle-saving service.
- Licensed credit providers through ASIC.
- Sourcing credit from more providers to offer more choice.
- Accessing the cheapest boat loan rate and most affordable option.
- Comprehensive credit service – sourcing, negotiation, application approval, assisting with paperwork, fast-tracking settlement.
Cheaper HouseBoat Finance for All Makes, Models, Designs from all Sellers
These crafts are available in many styles and models and can be purchased through a number of channels. All variations that we can provide credit to purchase.
- Single and Multihulls,
- Luxury, pontoon style craft, trailer able models, traditional designs.
- Credit for river craft, lake vessels, canal craft lesb
- Custom built vessels
- New and used models
- Dealer, marine broker, auction and private sale purchases
- Private sale assistance with PPSR, registration and ownership ID checks
Quickly Calculate Estimated Repayments on House Boat Loans
To get started on planning your purchase, simply use our Rates and Repayments Calculator. It’s easy to use and a great way to get rough repayment estimates on any make, model or style, either custom-built or a stock item.
Australia's best Boat Finance. Get your rate today.
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Jade Finance handles every loan individually, please feel free to contact us via email
or phone on 1300 000 008 to direct your specific issues to our consultants.
Can you live on a vessel purchased with a houseboat loan? Â
The loans offered by marine credit lenders are typically for vessels purchased for recreational purposes. Vessels purchased as a residence may require a different form of lending.
Are HouseBoat Loans available for custom-built models? Â
Yes. Lending is available for all types and styles of the river and lake craft including new, used and custom-built designs.
Can extra items such as safety equipment be included in a HouseBoat Loan? Â Â
Extras can be included in the total amount under certain conditions and subject to lender approval. As a general guide, the items must be purchased at the same time as the vessel and from the sale seller. Items purchased after a credit arrangement is settled usually cannot be added in.
Can the entire purchase price be included in the HouseBoat Financing Â
No deposit credit is for including the entire purchase price in the funding. This is available and is subject to lender approval of the total amount requested and the application assessment.
What is the interest rate for HouseBoat Finance? Â
Interest rates will vary across the lender market and for individual applicants. Rates advertised are for new vessels and applicants with a good credit profile. Applicants will be quoted a confirmed rate following an assessment of their application.
Are House Boat Loans the same as loans for other boats? Â
The same credit products are offered for river and lake-style vessels as for cruisers, yachts, PWCs and other vessels. A Secured Credit Product is the most popular for new and many second-hand goods. Unsecured Personal Credit products are available where the secured option is not suitable.
Can I get a House Boat Loan approved before I make the buying decision? Â
Yes. Credit applications can be submitted prior to the commitment to purchase. The total amount required can be estimated at that stage for approval purposes and finalised when the sale is settled. Pre-approved credit has a timeframe after which the offer expires and would need to be re-quoted if required at a later date.
What is the most popular loan for House Boat Finance? Â
The Secured Marine Credit is the most widely-used product for the purchase of new watercraft of all types. With this product, the vessel is accepted as suitable security against the money loaned. The borrower repays the credit in equal monthly repayments over a fixed credit term.
Is House Boat Financing available when buying a share in the boat with others? Â
When purchasing a vessel as a share in a form of partnership or consortium, a secured credit product may not be suitable. Buyers can consider an unsecured personal credit product for this purpose.
Need Extras and Accessories in Your House Boat Financing? Speak with us about what we can approve.
When purchasing these types of vessels, dealers may offer a wide range of extras and safety equipment such as life jackets will be required by law. Your Jade consultant can in many instances include many of these additional expenses in the same funding arrangement, when acquired in conjunction with the craft. Check with us first as to what can be included.
No Deposit House Boat Loan
No deposit options are available, subject to lender approval. This allows buyers to include the full purchase price of their vessel in the total amount borrowed. Easing budget pressures and leaving extra in the kitty for holiday activities.